WA State Foreclosure Fairness Act
If your clients are facing Forclosure or need Mortage Assistance for a home they own, you can direct them to the Forclousre Fairness Act (FFA) programs, which are available at the following websites:
This site has contact information for Housing Counselors to assist your clients in reviewing the many programs currently available to assist homeowners. These services are free of charge and you will also find Scam Alerts and additional resources every REALTOR should be aware of. Click here for more information.
The State of Washington Department of Commerce has additional resources including a Forclosure Fairness Act Brochure available to download in 10 different languages in addition to English. You will find FFA guidelines, complaint forms and ways to work with Mediators. We suggest your clients contact a free Housing Counselor with the Attorney Generals Office prior to Contacting this office for assistance. Click here for more information.
Washington State Attorney General's Office Foreclosure and Mortgage Assistance This website has collected most of the links for the information you need to make a decision regarding your next steps. The descriptions are clear and the resources are explained before you follow the links
HUD (U.S. Department of Housing and Urban Development) To find HUD Approved Housing Counseling Agencies
WA State Housing Finance Commission: includes a Foreclosure Mediation Timeline
WA State Department of Commerce: links to housing counselors, exempt banks and the forms required
WA State Bar Association Home Foreclosure Legal Aid Project: provides volunteer attorneys
Consumer information regarding the Foreclosure Fairness Act will be up shortly on WAHomeowners.com